Learn how to manage the capital gains tax, which can be a major obstacle when passing down the family cottage to the next generation.
Most employees are aware they have a credit score, and they know that it impacts them when they apply for a loan. A good score can not only get them approved for the big ticket item they want to finance, but it can also affect the specific loan product or interest rate offered.
In your 20s, you may believe you don’t need life insurance because you’re young and healthy. And if you’re single, you may not have anyone depending on your income. So why should you get life insurance when you’re young?
The past 10 years have been in the wealth management channel. That still involves some non-profits but also includes individuals, families, corporate retirement plans and family office clients. Here are 10 things I’ve learned in my 10 years working in wealth management:
As economic uncertainty continues to weigh on Canadians, a new member survey from Advocis, The Financial Advisors Association of Canada, reveals that many households are feeling heightened financial stress and limited confidence in their ability to weather the storm.
Everyone should have a proper will, which is a document that expresses your wishes for how your property will be distributed if you die. If you have minor children, a will also names the person or persons who will look after them.
If you’ve ever felt overwhelmed by the alphabet soup of savings accounts—RRSPs, TFSAs, FHSAs and RESPs—you’re not alone.
Paying off your mortgage early is a hotly debated personal finance topic. Both sides of the argument have strong feelings.
Building savings can be challenging – after all, there are plenty of fun things to spend money on. But the satisfaction of watching your savings grow will likely outlast the thrill of your latest online purchase.
Life insurance can help financially protect your loved ones should you pass away. If you’re one of the 22 million Canadians who has life insurance protection, you may be wondering about the risk of your life insurance not paying out. While it can happen, it’s relatively uncommon in Canada.
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